policy

It’s generally known that insurance rates are calculated based on risk. But what exactly determines a person’s risk level? Though there are hundreds of factors that go into calculations, here are some of the factors that have the biggest impact on motorcycle insurance rate. Type of Motorcycle: Pricey bikes are built with pricey parts, which […]

If you want your possessions to be covered under your home insurance policy, you need to document them. But how far should that extend? What needs to be documented? The short answer: Everything. That said, some things should be documented more extensively than others. You want to have a document of all your possessions, because […]